01
Identify the document's job
A bill, statement, invoice, receipt, and explanation of benefits can show related amounts without serving the same purpose. Each guide starts by keeping those roles distinct.
Seven focused bill-reading guides
Choose the bill guide that matches your document.
Learn how to read medical bills and EOBs, utility bills, phone and internet bills, insurance statements, software invoices, property-tax bills, and credit-card statements without treating every number as the same kind of fact.
Why category matters
What a bill guide helps you do
Category vocabulary changes what a line item means and which calculations are useful. Start with the guide before deciding what a total establishes.
02
Check the arithmetic separately
The guides show which printed amounts can be reconciled and which conclusions require a contract, rate schedule, policy, or other source outside the document.
03
Turn unknowns into questions
Missing details stay unknown. Category-specific terminology and verification questions help you prepare a focused conversation with the issuer or an appropriate professional.
Medical, household, and business
Seven bill guides by category
Every guide includes a fully worked sample, common terminology, useful verification questions, official references, and an analyzer configured for that document type.
Medical / EOB
Separate provider charges, plan adjustments, insurer payments, and patient responsibility in a medical bill or explanation of benefits.
Documents covered: Provider bills, explanations of benefits, and estimates
Read this bill guideUtilities
Read electricity, gas, or water usage and independently check printed rates, line items, credits, and totals without inventing a tariff.
Documents covered: Electric, natural-gas, water, and sewer statements
Read this bill guidePhone & internet
Break a phone, cable, or internet statement into recurring service, devices, promotions, one-time charges, taxes, and fees.
Documents covered: Mobile, landline, cable, broadband, and bundled-service bills
Read this bill guideInsurance
Distinguish premium, installment, amount due, policy period, declarations, endorsements, and coverage terms on an insurance document.
Documents covered: Premium notices, renewal offers, declarations pages, and installment statements
Read this bill guideSoftware / SaaS
Analyze software and SaaS invoices by separating subscriptions, quantities, rates, overages, discounts, tax, and receipt status.
Documents covered: Subscription invoices, usage statements, renewal notices, and receipts
Read this bill guideProperty tax
Read a U.S. property-tax document while keeping assessed value, taxable value, exemptions, rates, levies, and local rules distinct.
Documents covered: Assessment notices, tax bills, levy summaries, and installment notices
Read this bill guideCredit cards
Read a credit-card statement without confusing the statement balance, minimum payment, current balance, fees, interest, or APR categories.
Documents covered: Consumer credit-card periodic statements
Read this bill guideGuide first, document second
Read the category guide, then analyze corrected text
The guides explain the vocabulary and limits before you use the private workspace. ExpenseReader separates submitted facts, deterministic checks, unknowns, and possible follow-up questions.